A LifeCheq plan can help you turn your wishlist into a reality.

Managing your personal finances doesn’t have to be stressful, depressing or even complicated. It can be fun and exciting. Just keep an open mind, and let us do the work. The good news is that we tailor your plan according to your priorities and what you want from life. Let us help to get you there!

Start where you are

How does it work?

Start where you are

1. Start where you are

We meet with you to find out your goals and get your financial information as a starting point.
Create a plan

2. Create a plan

You receive your financial plan: Our team of experts use sophisticated financial models to determine what actions are needed to help you make your goals happen.

Take action

3. Take action

We guide you through doing what it takes, whether finding you a car to buy, getting the right insurance or starting an investment.

Live your life

4. Live your life

With your finances under control you can spend time on the things you want to do. We’ll stay in touch to help as your life changes.

A LifeCheq plan can help you with planning your
new home.

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photo of clients
photo of clients
photo of clients
photo of clients
photo of clients
Litha and Liesl

We had just moved to Cape Town and discovered we had another baby on the way. We realised that although we had planned on a two bedroom apartment, we were going to need a bigger home and a second car. At the same time, our children’s education is really important to us.

The team at LifeCheq came up with a plan tailored to our goals that helped us consider the trade-offs in the imminent future – new car and home – without giving up the important things longer term – like our children’s education and the lifestyle we want down the line. More than that, they showed us how we can get to do some things we would love to but had thrown out of the window – like take a family holiday before the baby comes.

Our LifeCheq plan has taken the guesswork – and the arguing – out of our discussions about our family finances!

Extract of sample plan
Imraan

I’d been a registered professional for 7 years when I realised that my financial life was a bit of a mess. I was sold a bunch of products when I first started out and I’d never really had time to look into. With me looking to study further in the next few years, I really needed an overhaul of my financial life and wanted to set myself up for the future while moving into a bigger place and doing a lot more international travel.

LifeCheq designed a personalised plan just for me, focused on linking my near term goals and my longer term aspirations. So I got a step by step guide on how to go on two trips a year, while paying for a new apartment and considering the optimal timeframe for me to further my studies. What I liked most was that the team considered my lifestyle goals too, and therefore they understood what I want to get out of life. Now I feel like I have a grasp of my financial life and how it can be directed to help me get there.

Extract of sample plan
Amanda

My daughter had just turned 2 when I decided that I wanted to go out on my own and start my practice. After a couple of years, I started to wonder if I was making the most efficient use of my time and resources in the practice while providing her with a quality education. I also recognized the fact that we had sacrificed a lot in getting my practice up and running, so I was keen to upgrade everything - our house, our car and travel more.

When I presented this to LifeCheq, it was all quite muddled up in my mind; I had no idea how I would achieve these goals and what the implications would be on my business beyond making more money! Fortunately the team at LifeCheq captured my goals accurately, and helped me to see how they could be achieved. Beyond that, I got to plan for my longer term lifestyle desires which are really important to me.

Extract of sample plan
Litha and Liesl

We had just moved to Cape Town and discovered we had another baby on the way. We realised that although we had planned on a two bedroom apartment, we were going to need a bigger home and a second car. At the same time, our children’s education is really important to us.

The team at LifeCheq came up with a plan tailored to our goals that helped us consider the trade-offs in the imminent future – new car and home – without giving up the important things longer term – like our children’s education and the lifestyle we want down the line. More than that, they showed us how we can get to do some things we would love to but had thrown out of the window – like take a family holiday before the baby comes.

Our LifeCheq plan has taken the guesswork – and the arguing – out of our discussions about our family finances!

Extract of sample plan
Imraan

I’d been a registered professional for 7 years when I realised that my financial life was a bit of a mess. I was sold a bunch of products when I first started out and I’d never really had time to look into. With me looking to study further in the next few years, I really needed an overhaul of my financial life and wanted to set myself up for the future while moving into a bigger place and doing a lot more international travel.

LifeCheq designed a personalised plan just for me, focused on linking my near term goals and my longer term aspirations. So I got a step by step guide on how to go on two trips a year, while paying for a new apartment and considering the optimal timeframe for me to further my studies. What I liked most was that the team considered my lifestyle goals too, and therefore they understood what I want to get out of life. Now I feel like I have a grasp of my financial life and how it can be directed to help me get there.

Extract of sample plan
Amanda

My daughter had just turned 2 when I decided that I wanted to go out on my own and start my practice. After a couple of years, I started to wonder if I was making the most efficient use of my time and resources in the practice while providing her with a quality education. I also recognized the fact that we had sacrificed a lot in getting my practice up and running, so I was keen to upgrade everything - our house, our car and travel more.

When I presented this to LifeCheq, it was all quite muddled up in my mind; I had no idea how I would achieve these goals and what the implications would be on my business beyond making more money! Fortunately the team at LifeCheq captured my goals accurately, and helped me to see how they could be achieved. Beyond that, I got to plan for my longer term lifestyle desires which are really important to me.

Extract of sample plan

Start making progress on your life goals today.

Why LifeCheq?

Independent advice

We’re not tied to any bank or insurance company. Our advice is based only on what will best help you achieve your goals.

We see the bigger picture

We’ll take your whole life into account. It’s not just investments or insurance with us. We know that your life is so much more than that.

No upfront costs

We will meet with you, get a sense of your goals and circumstances and present you with a LifeCheq plan, with no obligations. You can then decide if you want to work with us going forward and either pay for our ongoing service, or for a once-off consultation.

Start now

What people say:

LifeCheq really helped me make a smart decision when I was buying my car. They looked at my finances holistically, pointed me in the right direction and helped me through the whole process.

Paul - Retail credit analyst

I’ve always wanted to start my own business. Doing my LifeCheq plan showed me how to make it happen, and also how to make sure I don’t run into financial trouble doing it.

Martin - Freelance consultant

I've been trying to decide now whether I should be buying a new home or continue renting, or whether I should be saving in a unit trust. LifeCheq simplified the decision so much for me.

Susan - Marketing manager

I did my LifeCheq plan and realised I don’t have to choose between my dream of traveling and saving enough for my future. I'm off to Europe next year!

Caren - Research analyst

Who We Are

The LifeCheq team

Our founding team of highly qualified individuals spent years working for one of the largest financial services companies in South Africa, and are qualified across Finance, Actuarial science and Business science at UCT.

Collectively, this team has four decades of experience solving some of the financial industry's most challenging problems, and has now taken this experience and applied it to the personal finance sector.

We’re not short on qualified skill further in our business, as every LifeCheq plan is signed off by a qualified actuary, or someone with a masters degree in finance. Combining our highly qualified team with our market-leading technology gives you a personalised, revolutionary approach to managing your finances.

We look forward to introducing you to our team.

We work with financial companies you know and trust.

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